Final Expense
Coverage meant to take care of funeral costs and last bills so the family isn’t left guessing.
Independent insurance agency
Final expense, mortgage protection, IULs, and annuities. Licensed owners. A person you can actually reach.
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The agency
Licensed owners Robert Morelli and Stephen Fingal. A St. Petersburg agency for families who want life coverage explained without the runaround.
Born and raised in Merrick, New York, Robert Morelli earned a degree in sociology from the State University of New York. In 2003 he relocated to Florida to pursue a law degree at Nova Southeastern University. While there, he discovered a passion for sales, drawn to the chance to build a career while helping people.
He led sales teams, earned top sales awards, and obtained his 2-15 insurance license in 2007. He moved from sales agent to sales manager to Director of Customer Service. In 2017, with his business partners, he founded a Medicare enrollment agency that has helped thousands of members and now supports a nationwide network of agents.
At Elevo, that experience goes into life insurance: make coverage easier to understand, stay available when someone needs to call, and keep every transition as smooth as possible.
What we offer
Coverage meant to take care of funeral costs and last bills so the family isn’t left guessing.
A policy sized to the house payment, so the home can stay in the family if income stops.
Indexed universal life for people who want permanent coverage with cash-value potential.
Income planning for retirement. Straightforward options, explained in plain language.
The market
Elevo Life Group is an LLC in St. Petersburg, Florida. Clients get a licensed agency with a real address, a real email, and owners who stay on the other end of the conversation.
From the desk
A simple look at burial costs, last bills, and how a policy is sized.
When a standalone policy is the cleaner way to keep the house payment covered.
Retirement income only when it fits. Honest answers beat a product push.